Payday Loan Times

News About the Ever Changing Payday Advance Industry

Payday Loan

If you are in a bind, and traditional sources of monetary aid are unavailable to you, there needs to be some thinking outside of the box. Specifically, you should give some thought to payday loans. In under 24 hours, you can receive up to $500 in cash with no credit check or faxing required. Most online purveyors will require only three basic pieces of information before you are approved for a payday loan.

Those being:

  1. Verification of your employment. There needs to be proof that you have a regular source of income, and thus, can repay the payday loan you are issued on time. On the bright side, there is no credit check required! Approval is instant and not conditional upon your financial status. The entire premise of a payday loan online is that they are advances against your next payday. So all that matters is that you show how much you earn, from whom, and when.
  2. Age verification and contact information. Before a payday loan can be issued, you must prove that you are at least 18 years of age, and provide an e-mail address and phone number (where applicable) at which you can be reached.
  3. Bank account information. This also works to your advantage. Because no faxing payday loan firms issue advances via direct deposit, they will need routing numbers and the account number of the account of your choosing.

It’s so easy, there’s really no one who’s ineligible. That doesn’t mean you should apply for a payday loan, however. You need to prepare for the responsibility.

Be sure this is the right move for you. Seriously. Do you have any other ways of getting cash? Consider all your options before seeing if a payday loan company is who you should contact. We know it’s tough to be going through what you are going through right now, and that this piece of advice is going to seem next to impossible, but…


Much as you want to solve this problem right away, it requires an element of forethough. It’s important to think it through and establish if a guaranteed payday loan is worth considering.

Then, if you decide that it is, get all the information you’ll need (as per the list above) together. That way, you’ll guarantee that your request for an easy and faxless payday loan is processed ASAP!

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