Payday Loan Times

News About the Ever Changing Payday Advance Industry

About the Payday Loan Times

The Payday Loan Times was founded in 2005 as the Internet’s first news source devoted strictly to the payday advance industry.

As you may know, payday loans have risen greatly in popularity, especially as the web plays a greater role in the lives of Americans. They are quickly accessible and deliver fast cash to people who need them desperately… sometimes too desperately to make the right choice.

This business is fascinating and ever-changing. To consumers who are unaware of what they are getting into, it could be dangerous. These loans may be fast and easy to get, even if you have bad credit, but they often come with exorbitant rates of interest and stipulations that are not widely known to the borrower.

Opinions vary when it comes to the controversial issue of payday advance lending. Should these firms be banned altogether? Should states strive to better regulate these cash loan companies and impose a stricter set of rules to protect customers from themselves? Is a person who applies for a payday loan responsible for his or her own actions?

The Payday Loan Times will take a look inside the business as never before, providing people with an opportunity to see what is really going on — and to draw their own conclusions. If you have any questions or comments you wish to share with our editorial board, please do not hesitate to Contact Us.

On behalf all of us here at the Payday Loan Times, welcome to our site.

Ed Smith, Editor