New York
New York Credit Unions Push to Treat Wage-Advance Apps as Loans
Nearly 30 New York credit unions urged state lawmakers on May 28, 2026 to pass the Stop Taking Our Pay (STOP) Act , which would regulate earned-wage-access (EWA) apps as loans…
News About the Ever-Changing Payday Advance Industry
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New York
Nearly 30 New York credit unions urged state lawmakers on May 28, 2026 to pass the Stop Taking Our Pay (STOP) Act , which would regulate earned-wage-access (EWA) apps as loans…
A federal judge ruled on April 10, 2026 that cash-advance app Brigit's "Instant Cash" product is essentially a payday loan, allowing a lawsuit by active-duty…
A bipartisan coalition of 13 state attorneys general sued installment lender OneMain Financial on March 16, 2026, alleging it loaded loans with expensive optional products that…
The Consumer Financial Protection Bureau said on December 23, 2025 that certain employer-partnered earned wage access (EWA) products are not "credit" under the Truth in…
A bipartisan group of Wisconsin lawmakers introduced bills in early December 2025 that would cap the annual percentage rate on payday and installment loans at 36% — a state where…
The Federal Trade Commission moved on July 21, 2025 to shut down a debt-relief operation marketed as "Accelerated Debt," alleging it deceived consumers — including…
The Consumer Financial Protection Bureau said it will not prioritize enforcing two key parts of its payday lending rule, easing pressure on short-term lenders.
Car-title lenders are doing business in 22 states and the District of Columbia that prohibit the loans , according to a Center for Responsible Lending research brief released…
Democrat Representative Luis Gutierrez says that while his bill does have some crucial protections for borrowers it will be the best deal he can manage in…
South Carolina legislators gave overwhelming key approval to a bill aimed at preventing residents from being trapped in a cycle of debt through payday…
The Virginia Senate unanimously passed a bill Friday that that would fix a loop hole that was opened to payday lenders starting January 1st. A restriction…
Today South Carolina lawmakers debated new regulations that could change the way you get money from payday loans or if you can get it at all. Both North…