Washington now requires earned wage access apps to be licensed
Earned wage access providers must now hold a state license to operate in Washington. Under House Bill 1063, effective July 1, 2026 , no company may offer the paycheck-advance…
Topic
Earned Wage Access
News on earned wage access and cash-advance apps — how they work, how regulators classify them, and what they cost workers.
New York Credit Unions Push to Treat Wage-Advance Apps as Loans
Nearly 30 New York credit unions urged state lawmakers on May 28, 2026 to pass the Stop Taking Our Pay (STOP) Act , which would regulate earned-wage-access (EWA) apps as loans…
Federal Judge Rules Brigit's Cash Advances Are Payday Loans
A federal judge ruled on April 10, 2026 that cash-advance app Brigit's "Instant Cash" product is essentially a payday loan, allowing a lawsuit by active-duty…
CFPB Says Employer-Backed Earned Wage Access Is Not Credit
The Consumer Financial Protection Bureau said on December 23, 2025 that certain employer-partnered earned wage access (EWA) products are not "credit" under the Truth in…