Terms of Use

By using the Payday Loan Times website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational only — not advice

The content on this site is provided for general information about the payday-loan industry. We are not a lender, and we do not broker, offer, arrange, or recommend loans. Nothing here is financial, legal, or tax advice, and it should not be relied upon for any borrowing decision. Consult a qualified, licensed professional for advice about your situation.

Accuracy & archival content

Articles were published between 2005 and 2009 and are preserved as a historical archive. Laws, rates, fees, and companies referenced may be out of date. We make no warranty that content is current, complete, or error-free.

External links

Pages may link to third-party websites. We are not responsible for the content, accuracy, or practices of external sites.

Intellectual property

Content on this site is provided for reading and reference. Please do not republish substantial portions without attribution and a link back to the source page.

Limitation of liability

The site is provided "as is," without warranties of any kind. To the fullest extent permitted by law, the Payday Loan Times is not liable for any loss arising from use of, or reliance on, this site.

Contact

Questions about these terms: [email protected]. See also our Privacy Policy.